National City Bank was voted “most trusted retail bank for privacy” by Ponemon Institute; an independent research organization. In today’s age of identity theft and online fraud, this says a great deal about National City Bank’s ability to keep your information safe and secure.
National City Bank uses a two-layer security process for customers who utilize online banking tools. Online banking is available to all National City customers who have Internet access either by Web or phone. This service is included for free with any personal, business or corporate account. Online services include: Online Banking, Online Borrowing and Online Investing. With everything at your fingertips, banking has never been easier!
If you’re not already a National City Bank customer, visit the Locations page of their website to determine if a branch is in your area. Next, decide which type of account you desire – personal, business or corporate. National City also offers Private Client Group banking, which is reserved for affluent individuals and includes a host of financial tools.
National City Bank offers “Everyday Banking” for individuals, which includes checking, savings, Certificates of Deposit (CDs), credit cards, prepaid cards and debit/ATM cards. Each category offers a variety of selections and includes a “Compare All” feature to help customers determine which account is best suited for them.
There are five types of checking accounts available; two of which do not charge a monthly maintenance fee. These include Free Checking and Free Checking Plus. A $50 deposit is all that’s required to open a personal checking account with National City Bank.
Once customers have opened a checking account, they can subscribe to National City Bank Online Banking. This free service allows customers to check their account balance, view online statements, setup Alerts to be notified of changes or transactions, and utilize online bill payment services.
National City Bank online banking offers more than 20 email security alerts including low balance, available balance, transfer notification, direct deposit, bill pay notices and advance from overdraft protection.
National City Bank Online Bill Payment is simple to setup and allows customers to pay their bills with the click of a button. Payees can be added to Online Bill Payment by entering their name, address, phone number and personal account number for the Payee. Once this information is entered, customers can setup future payment dates and arrange for automatic deduction from their checking account. The only restriction for using National City Bank Online Bill Payment is the amount due is at least $1 and no more than $25,000.
Additional features of National City Online Banking include the ability to access bank account balances and transaction information directly from your computer or mobile phone, transfer funds between accounts, and download and print bank statements and checks.
Another popular feature of National City Bank Online Banking is Online Borrowing. Customers can apply for Personal loans, Student loans, Auto loans, other vehicle loans such as an RV, motorcycle or boat, Home Equity loans and Home Equity Line of Credit.
National City Bank offers Online Investments to help customers plan their future. Features include Retirement accounts such as IRAs, fixed annuities and variable annuities; Investments such as Mutual funds and stocks and bonds; or Educational Investments including 529 Plans and Coverdell Education Savings Accounts.
Last, but not least, National City offers a full range of Insurance options including home, auto, health and life insurance. One of the most popular insurance programs is the Discount Health Care Services which offers customers discounts on prescription drugs, dental care, eyewear, hearing aids and chiropractic services.
National City Points are also accrued when customers use Bill Pay, pay by check, or credit cards to pay for purchases. Points are also given to customers who obtain a home equity line of credit or personal loan. There are dozens of ways to earn points with National City Bank including purchasing gas for your vehicle, making a car payment, paying rent or mortgage and even for using your cell phone. Details about the Points program can be found at the National City Bank website.
National City Bank makes it easy for you to switch your bank account over and allows customers to make the switch directly from their computer. Using a secure Online Switch Center, customers can transfer bill pay, direct deposits and automatic payments. Gone are the days of disruption in banking services. National City Bank makes switching banks seamless and convenient.
National City Bank offers an impressive list of banking features for business and corporations. Small business banking includes checking, savings, credit cards, line-of-credit, payments and cash management and includes the aforementioned Points program.
Business owners will benefit from National City Bank Business Resource Center, offering a plethora of information, online workshops, weekly articles, business tips and more.
National City Bank makes banking easy for their customers by providing online customer service, interactive tutorials and extensive step-by-step guides. These tools help customers easily and quickly find the information they are seeking. Learn more about National City Bank Online Banking by visiting their website at www.NationalCity.com.
No additional software is required to use National City Bank Online Banking tools. However, when using Internet access, customers must use Microsoft Internet Explorer 6.0 (or higher) with 128-bit encryption, Netscape Navigator® 7.0 (or higher) with 128-bit encryption or Safari 1.0 (or higher) with 128-bit encryption.
