Recently upon printing off a credit card statement, I actually gasped when I looked at the interest I paid in one month: $24.66 on a balance of $1,650. My payment of $50 barely put a dent in the balance! It irked me thinking how many hours I had to work just to pay the interest ...
When you’re looking for an easy way to establish credit, getting a retail store card might be the best option when you start out. Even though many of these retail cards carry low balance options and high interest rates, paying off the balance at each month will prevent that unnecessary interest buildup. As you get ...
Credit Cards– some people might think of this as a dirty word; others might think of it as their saving grace. No matter what your stance on credit cards may be there are many pros and cons to owning and using one. When I was 18, I got my first credit card offer in the ...
We know credit cards are dangerous. They can feel like we have permission to buy what we want and worry about paying those charges later. This means some people in a way actually think that at the time of purchase, the items are free because they are not handing over any real money. Yet, deep ...
