Articles for tag: Disposable Income, Wage Garnishment

Defaulting on Private Vs. Federal Student Loans

It’s a simple equation, really. Expensive College + No Jobs = Student Loan Defaults. With sky-high tuition, an anemic economy and a tight job market, America is approaching the $1 trillion mark for outstanding student debt (surpassing even credit cards). That means more and more people are having real trouble paying back their student loans. ...

Karla News

How to Make Payment Arrangements for a Civil Court Judgment

If you have been ordered to pay a civil court judgment, it is important for you to make good on that judgment immediately. If you are unable to pay it in full, payment arrangements are usually acceptable, especially in the case of large judgments. The most important thing, however, is that you show you are ...

Karla News

Fair Debt Collection in Maryland

What specific protections does the state of Maryland provide for the collection of debt and does that differ in any way from the protections offered to consumers by the Federal Fair Debt Collection Act? In this time of mortgage and credit crises, the number of consumers defaulting on loans and credit card payments is high. ...

The Debt Collection Process

It is an all-too familiar scenario these days: You are one month, then two months, then three months late on your credit card bill. You recently lost your job, your high-paying automotive gig at Chrysler. No fault of your own, it’s just that the economy has tanked, and you were a victim. Now while you ...