The need for health care is a reality. Making sure that you and your children are covered in case of emergency shouldn’t be brushed aside. As often as children get sick, break bones, and visit emergency rooms, your monthly premiums, co-pays and deductibles may seem minuscule compared to the debt you can rack up by ...
Medicare supplement insurance helps some residents of Texas, but not every senior citizen needs it. I belong to the latter group. First, my Health Maintenance Organization (HMO) covers most needs of my wife and I, and we feel comfortable with the reasonable co-payments. In addition, when the South Florida newspaper where I worked for ...
There are a number of different health insurance policies tailored specifically for small businesses. They fall into two main categories: Managed Care (HMOs and PPOs) and Indemnity health plans. This article will review each one of these, to help you decide which one is best suited to you and your employees’ health insurance needs. Managed-care ...
Enrolling your family in the right type of insurance plan for your needs can be a daunting task. Health care providers (also known as HCPs) offer different levels of care based on the type of health insurance coverage you have. Insurance companies offer various options as well so it’s wise to understand exactly what you’re ...
Managed Care evolved as a means for controlling the skyrocketing healthcare costs under the traditional Fee-for-Service system. It is a health care system that is expressly designed to manage the delivery of health services in an efficient, cost-effective manner. Today, well over half of all Americans with health insurance coverage have a managed care health ...
The designation “third-party health insurance” does not refer to a third health insurance company or policy, but instead refers to the health insurance company that pays for medical care covered under a policy, according to the U.S. Bureau of Labor Statistics. Third-party health insurance also is referred to as “third party payer” and “third-party ...
Recently, I had to have my wisdom teeth extracted and a dental implant placed in my mouth. I was out of pocket about $1,700 – after the group plan I participate in through my employer paid out. What’s worse is that had I not had insurance, the whole fiasco would have cost me over $6,000! ...