So your home has been damaged by wind, fire, rain or even a plumbing leak? Upon contacting your mortgage company, you were provided directions for filing a claim with the residential property insurance company. So what type of insurance do you have? Too often, homeowner’s find the coverage, which may or may not be paid ...
If you own a home, you will likely receive some sort of letter in the mail (or you may already have), telling you about a great new option from your mortgage company that will pay off your mortgage early and save you thousands of dollars in interest. All you have to do is pay a ...
The internet has made applying for a mortgage a much easier process. Many online lenders will provide lower fees, quick response times, and the ability to submit your financial information online. There are many advantages to applying online ranging from the quick response to the reduced fees to the variety of lenders available online. Applying ...
I have learned to listen to my internal bells and whistles, as they are rarely wrong. About a year ago, we received a home modification from our mortgage company. I became sick and missed a payment. Within two months, my loan was sold to Residential Credit Solutions. I told my husband from the get go ...
Living in and paying for my mobile home today in 2012 compared to 2002 is as different as night and day. In my article Refinancing a Manufactured Home I explain in much greater detail all the problems associated with refinancing mobile homes and the process is only getting harder. Mobile home owners are discriminated against ...
When it comes to making real estate purchases, often time’s people really want to buy a home without having a decent down payment. People are starting families and need a place or live, or just cannot wait until they can save up a decent amount of money for a down payment. In the old days, ...
The decision to file for bankruptcy is never an easy one. It is most often the last resort for someone having extreme financial difficulties such as a loss of income, divorce, or the onset of medical bills. If you are a homeowner one of the toughest question to answer is whether or not you want ...
