Many 401(k) providers use terms such as “open architecture 401k” and “fee disclosure” in their marketing efforts, but what do those terms really mean? Instead of limiting a plan to a specific list of funds, a true open architecture 401(k) format allows plans to select investments from hundreds of mutual fund families and exchange traded ...
Maybe you’re a little strapped for cash or rent money this month, an you know you will be so for the next few months so you decide that it’s time to get a roommate. But, it’s not as simple as that. If you want to sublease your apartment to someone there is another option termed ...
Partnerships can be the most fragile of business relationships and are the ones most often dissolved. This may occur through a complete breakup of the business when all the partners (shareholders) go their separate ways – assets are sold, bills are paid, and the remaining assets are equitably disbursed to the partners. Often it occurs ...
It is not uncommon for Realtors to ask prospective buyers to sign an exclusive buyer’s agency agreement (note: this term may vary from state to state). It is also no secret that real estate agents rank high among the list of least trusted professions. So, when searching for a home, should you sign one? Let’s ...
Introduction In the election of public officials, such as the presidential candidacy, people sometimes twist the facts in an attempt to mislead the public. Information can be distorted, manipulated, and/or omitted. This display of moral character can be related to the virtue ethical theory. The actions of the candidate(s) in these situations are unethical based ...
