Every day, thousands of consumers are harassed by debt collectors, and many of them have their rights violated by these collectors. The good news is that you can use those violations to have the debts eliminated and your credit repaired in the process. If you know the law, your credit repair process won’t have to ...
Are you desperate to learn how to stop calls from a collection agency ? Are you being harassed at your workplace or your home ? Would you do just about anything to figure out how to stop calls and bring a sense of peace back into your life? If you are struggling to get out ...
When credit repair was relatively new, it was easy. The Fair Credit Reporting Act (FCRA) was created to ensure and enforce your right to fair and accurate credit reporting. It gave you the right to dispute credit and often times it worked. That was then, this is now and these letters are a waste of ...
What specific protections does the state of Maryland provide for the collection of debt and does that differ in any way from the protections offered to consumers by the Federal Fair Debt Collection Act? In this time of mortgage and credit crises, the number of consumers defaulting on loans and credit card payments is high. ...
Statistics show that 80% of Americans have either bad or erroneous information on their credit reports. That means there’s a great chance credit repair could be right for you. If you ask me a more startling statistic is 90% of the information on the internet teaching you how to improve your credit is bad or ...
Unfortunately for my husband, over the years I have collected various items. All kinds of Dishes, Animals, Metal Tins, Christmas Ornaments, Miniature Ceramic Houses, Snow Villages, and the various Cactus and houseplants. Much to his dismay, he is left with having to help me house my different collections. This has proven quite difficult since we ...
Here is a template for a Debt Validation Letter, Please do not use this letter word for word as many have used similar letters. Make the letter your own and change it around to fit your needs. This letter should be sent ASAP, within the time limit after you receive your first dunning letter and ...
Have you heard of NCO Financial Systems Incorporated? If not, you definitely need to know about them. This is a collection agency that plays dirty pool. Really, really dirty pool. I first became aware of NCO Financial Systems when I began receiving voicemails from them about two weeks ago. The voicemails simply stated that so-and-so ...
With many Americans underemployed or unemployed, already strained finances are leaving families unable to pay many of their bills and everyday household expenses. Late and unpaid credit card bills, home loans, bank loans, car loans, private student loans and others are causing some collection agencies to resort to some unethical and even illegal tactics. Many ...
You come home from work and take off your shoes, wincing because your toes have been pinched. You change into jeans and a ratty old t-shirt and settle down on the couch to watch your favorite reality show. Then – of course – the phone rings in its cradle, and you get up to check ...
