Articles for tag: Fair Debt Collection Practices Act, Lvnv Funding

Karla News

Look Out for Junk Debt Buyers!

One day over the summer, my husband picked up his mail and found a letter from a collections agency demanding a payment for a $145 past due bill. He was perplexed, since he’s fanatical about keeping current on all of his bills and didn’t remember owing anyone $145. Then he looked closely at the letter ...

Template for a Debt Validation Letter

Here is a template for a Debt Validation Letter, Please do not use this letter word for word as many have used similar letters. Make the letter your own and change it around to fit your needs. This letter should be sent ASAP, within the time limit after you receive your first dunning letter and ...

How to Handle Abusive Collection Agencies

You come home from work and take off your shoes, wincing because your toes have been pinched. You change into jeans and a ratty old t-shirt and settle down on the couch to watch your favorite reality show. Then – of course – the phone rings in its cradle, and you get up to check ...

5 Reasons to Countersue a Debt Collector

A debt collector can take you to court over monies owed at any time. For the most part, collection agencies won’t bring forth a lawsuit unless they are sure the case can be won. You might end up receiving a summons letter with a court date one day though. It’s difficult to fight the debt ...