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Favorite ‘Dave Ramsey’ Quotes

Financial Peace, Spoiled Child

“I’m not against people having new cars. I’m against them having you. We spend a tremendous amount impressing somebody at the stoplight who we’ll never meet. It makes you broke and keeps you broke.”

“Consumers got to wake up and just say no.”

“This is not a game, … Debt has become a part of who we are. It’s become that spoiled child in the grocery store with their lip stuck out: ‘I want it. I want it. I deserve it because I breathe air.’ And, well, that’s an uphill climb in our culture right now, to go against that and say, ‘Hey, let’s be grownups here. Let’s be mature, learn to delay pleasure, save up and pay for things.'”

“The average millionaire can’t tell you who got thrown off the island last night.”

I’m not talking about Hitler’s boot camp for kids or something. But they do need to learn to work, … Graduate from high school with something more than the ability to open a bag of Doritos and play Nintendo. That’s a bad plan. Work creates money. I meet 54-year-olds that haven’t got that one down.”

“I call this the great misunderstanding ? the idea that we give because churches need our money.”

“You must tell your spouse everything about your debt, income, financial strengths and weaknesses. No secrets allowed.”

“This forces you to convert ‘her bills’ and ‘his bills’ into ‘our bills’ and encourages unity and communication in the marriage. I know very few financially successful people who have separate lives and separate checking accounts. If you want a life of your own, you shouldn’t get married.”

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“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”

“We buy things we don’t need with money we don’t have to impress people we don’t like.”

“If you will live like no one else, later you can live like no one else.”

“Act your wage.”

“A budget is telling your money where to go instead of wondering where it went.”

“If broke people are making fun of your financial plan, you’re on track.”

“A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak. ”

“My financial life began turning around when I took responsibility for it.”

“I don’t want to walk across hot coals because it is fun, but if I can be shown how a short, painful walk will do away with the lifetime of worry, frustration, stress, and fear that being constantly broke brings me, then bring on the hot coals.”

“Don’t take financial advice from broke people.”

“If the Red-Faced Kid (“I want it, and I want it now!”) rules your life, you will stay broke.”

“Winning at money is 80 percent behavior and 20 percent head knowledge. Most of us know what to do, but we just don’t do it.”
Resources:

Think Exist
Good Reads
Debtspiration