If you haven’t figured it out yet, credit card companies aren’t soliciting you because they somehow heard you manage money well. Statistics show that college students receive up to six credit card offers a month promising pre-approval, low APRs, free balance transfers, and the good life. But the truth is that credit card companies will ...
If your New Years’ resolutions are to save more, spend less, and get out of credit card debt, you’re in luck. I had the chance to discuss how to make small, yet important fiscal changes this year with Daniel Bowen, founder of youngandfrugal.com. Y&F; is a popular blog for young professionals that provides resources and ...
When money is tight, we all look for ways to cut corners. We all look for a plan that will make our money go further. One plan that I have found that has consistently helped my family stay on track with our finances is Dave Ramsey’s baby steps. You may have heard of Dave Ramsey, ...
If debt reduction seems like a pipe dream, you may need to adjust your approach. With the right choice on how to attack your debt, you may find that you can do more than reduce your debt. Becoming debt free could be a reality. One method that has been employed successfully by many people ...
My husband and I recently took a class at our church called Financial Peace University, which is a set of eleven videos done by financial guru, Dave Ramsey. On The Dave Ramsey Show on Fox Business Channel, he says, “Debt is dumb. Cash is king. And the paid-off home mortgage has taken the place of ...
